Entries by Karimi Gichunge

CLIMBING THE LADDER FROM THE TOP DOWN

I am among the lucky few.. in fact am the only lucky African to have been involved in the early stages of mobile money transfer in Kenya way back in 2005. I get to see things differently in the mobile money sphere. I have two comparisons when it comes to Mobile Money Transfer.. let me be clear. I am […]

KISS

Are we confusing ourselves? Are we mixing issues? Simplicity is key to achieving success in any Mobile Money Transfer deployment Instead of learning the reasons why Mobile Money has become successful in other places and building on that to make the solutions better, we have continuously gone ahead to mix all sorts of terminologies and […]

KISS

Are we confusing ourselves? Are we mixing issues? Simplicity is key to achieving success in any Mobile Money Transfer deployment Instead of learning the reasons why Mobile Money has become successful in other places and building on that to make the solutions better, we have continuously gone ahead to mix all sorts of terminologies and […]

The Nigerian Java and USSD nightmare

We are all singing the national Anthem of “financial Inclusion for all unbanked and underbanked” but do we know how to achieve this. How is the rural woman who is semi illiterate going to remember shortcodes… for this service dial *8787* for the other *9798* for balance *66453* what do we really want to achieve? […]

M-PESA – THE SUCCESS STORY

I have very fond memories of M-PESA baby moments, when the baby was in mini diapers of  pilot, and the real care takers including the mother and father handled everything with care, The baby could not whimper without everyone in the house jumping up and down incase anything went wrong. This was the Family Tree, […]

MOBILE MONEY TRANSFER INVASION

Mobile Money Transfer  is supposed to be a noble initiative aimed at unbanked populace around the world… but it has turned into a confusion nightmare due to the financial success attributed to M-PESA. There is a mad rush in all directions of Vendors, Banks and Conferences sprouting left right and center. What many fail to […]

Financial Inclusion or Financial Confusion

Lets not confuse financial inclusion! Growing up in the village with a Primary school teacher for a mother… we always could tell when end month had arrived. My mother would report to school early, ask for permission to go and collect her salary from Meru town( a 30 minutes drive). Thats the day we knew […]