Entries by Karimi Gichunge

ITS NOT THAT COMPLICATED

I was lucky to have worked on M-PESA, Lucky to have worked with Vodafone and Sagentia team, I am lucky to have worked for Glo in the Mobile Money Department, Lucky to have worked with Kabira Team now Tibco, Lucky to have interacted with Gemalto all the while, Lucky to have worked with Fortis Mobile […]

6 YEARS AFTER LEAVING SAFARICOM

Getting back home after 3 years in Lagos was no mean fete. I have grown as a person, a lot of things in my life make more sense than they did 3 years ago.  M-PESA was all lived for back then,  thanks to Safaricom. Safaricom was a learning pad but i have learnt and grown. […]

THE FORGOTTEN UNBANKED AND SEMI BANKED

Confusion has even escalated , all the terminology is sending all the Mobile Money Operators in Nigeria into a dizzy spell…Initially they wanted Mobile Money Transfer…so Central Bank issued them with Mobile Money Transfer licences. Then the strategy went haywire… the market got flooded with all kinds of terminology.. Now I hear Mobile banking, is […]

YOU CANT PLANT ORANGE TREES AND HARVEST MANGOES

In this race to bring financial inclusion to unbanked people with most companies using greed for money as the basis of their product roll out.. they are currently planting orange trees in readiness to get a good yield of mangoes. The only way to reach financially excluded people in the world in todays date is […]

TIRED AND STAYING STRONG

” God lives in Nigeria and visits other countries” Otherwise how would you explain a place where every household stores not less than 10 litres of petrol next to the residence.. surely God holds Nigeria on his palm..because if he lived elsewhere things would get worse.  This is just me being me never mind. You […]

MOBILE PHONE – HOPE FOR UNBANKED

I fell in Love with the mobile phone years ago …or Sinceeeee..like we say in Lagos meaning way way back..this English:) That was when I first saw a neighbor with a huge phone( size of the current Galaxy note). History repeats itself..first there was this huge mobile phone with initials KP &TC meaning Kenya Post and Telecommunications […]

Any Hope for Nigeria??

I am still so proud of the team that I worked with on M-PESA, sadly nobody mentions them thats why I keep honouring them …Susie Lonie..the perfect mobile money project Manager, Lesley Ann Vaughan, Tim Murdoch, Andrew Measures, Chris bowley, Steve woolfries..and Papa M-PESA Nick Hughes.   Things were so structured and Kenya offered them […]

TRYING TO GET INTO A BANKERS MIND

I am continuously trying to understand the purpose of things and in my quest  I try to imagine being the other person. I am still trying to comprehend how the hyped Mobile Money is going to work out in Nigeria.There are a few questions in my mind everyday. I struggle to remember the numerous USSD and SMS […]